How To Allocate Funds Efficiently After Receiving an SME Loan?

  • Business Loans
  • 1 Months ago
  • Comments
Guide on efficient allocation of SME Loan fund

Capital management is one of the most critical tasks in any given business. Capital forms the most crucial factor of production as capital finances the other factors such as land and labor. Decision-making for entrepreneurs becomes most important, challenging, and crucial due to the resource usage of capital.

The basic form of capital consists of Equity and Debt. While Equity consists of common shares, preference shares and warrants, debt consists of secured business loans such as collateralized business loans, term loans, working capital loans, etc., and an unsecured business loan from banks and financial institutions.

Purpose of efficient fund allocation

Many businesses find it challenging to manage cash flows. Thus, the allocation of funds becomes an essential and integral part of the business. Efficient allocation of funds ensures the smooth running of the business. Capital carries a cost along with it. Allocation of capital is essential since it also reduces the cost of capital and ensures optimum usage of funds.

How to allocate the funds?

Large corporations often take the advice of professional money managers for their cash flow management and fund requirements. However, Micro, Small and Medium Enterprises (MSMEs) usually make decisions regarding money management by themselves. Thus, after raising capital, particularly the loans, the business owners must follow some basic steps to attain financial discipline. It helps the business to grow sustainably and create value for all the stakeholders of the business.

  1. Planning

    Planning is the first step in allocating the funds effectively, and proper planning of the cash flow management is a job half done. Business managers must identify the need for cash in the business and plan on its cash deployment strategy. On identifying the need for cash in the business and receiving the loan from the banks / financial institution.

  2. Budgeting

    The business owners must budget the cash flows under each head of assets or expenses. Budgeting is an essential task since it will estimate the utilization of funds required under each head. Budgeting provides better estimates under each head of expenditure, and the owners can restrict the cash flow spending as per the budgets. It helps them to avoid any overrun of costs while creating any assets of the business. A comprehensive budget with all the cash items would help the businesses efficiently allocate capital.

  3. Optimum Deployment of Funds

    The MSMEs shall ensure optimum utilization of the funds after receiving the funds from the banks or financial institutions and budgeting the business's cash flow needs. The banks or financial institutions might sanction the business loans considering the project's entire cost and cash requirement. However, the business owners must draw down the funds only to the extent required at a given point in time. Drawing down funds above the requirement would entail additional interest costs. High-interest costs lower the business's profits.

    On the contrary, a shortage of funds may also prove costly for businesses. Companies may lose out on discounts provided by the suppliers. Business owners may also have to pay an overdue penalty on making the payment after the given credit period by the suppliers.

    Businesses should also focus on reducing the cost of their borrowings. They must select the right product to suit their funding requirements. Companies can reduce their overall cost of borrowings and improve profits by doing so. Secured business loan interest rates are comparatively lower than unsecured business loans. Interest rates also depend upon the past credit history of the borrower, financial strengths, comfort on the cash flows of the business, existing net worth of the company, type and value of collateral securities, etc.

  4. Monitoring & Review

    Post receiving an MSME loan and utilization of the funds, owners must monitor the progress of the development of the assets and utilization of funds. Business owners must also monitor and ensure the utilization of funds for the intended purpose for which the funds are raised. Companies must utilize long-term loans such as term loans/business loans to create long-term fixed assets. On the other hand, it must utilize short-term funds such as working capital loans and unsecured business loans for the short-term liquidity requirements of the company.

    Business owners must also ensure that short-term funds do not fund fixed assets as it may lead to cash flow mismatches, and the business may default on its repayment obligations. Over-leveraging is another issue that companies must avoid. Monitoring the cash flow post-deployment and periodical review of cash flows will ensure its optimum utilization and improved resource efficiency.

  5. Variance Analysis

    Variance analysis refers to a comparison between the actual fund utilization versus the budgeted utilization. The variance analysis helps the business find the gaps between the actual utilization of the business loans and budgeted utilization. Businesses can identify the cost overrun or money less utilized than the estimated amount, and they can also reason out the causes of such cost overrun or underutilization. Companies need to oversee whether such variances would continue on an ongoing basis or a one-time event. If the difference persists in the future, companies must revise their cost estimates and identify the future fund requirements. Variance analysis is a crucial aftermath tool.

Conclusion

The optimum utilization of funds would vary from company to company, depending upon the organization’s business requirements and financial planning. All the above activities must be practiced continuously - from planning, budgeting the cash flows, monitoring the cash flows and conducting variance analysis. Each step would help the business owners efficiently allocate the capital in the business. Raising the business loans through the right mix of products is as necessary as allocating the capital to build assets. Shriram City Union provides customized business loan solutions at competitive interest rates. MSMEs can access the best business loans through fast and secure processing, easy availability and repayment with flexible tenure for better capital management and efficient allocation of funds.

QUICK LINKS

TRENDING ARTICLES

All about Gold Loan & How does Gold loan Work

  • Sep 10 2020
  • |
  • Gold Loan

गोल्ड लोन क्या है और यह कैसे काम करता है?

  • Oct 31 2020
  • |
  • Gold Loan

Are Loans Available for a Used Two-Wheeler

  • Feb 23 2021
  • |
  • Two Wheeler Loans

Monthly Interest for Rs.1 Lakh Fixed Deposit

  • Sep 19 2020
  • |
  • Fixed Deposit

Can I buy a Bike without a Down Payment?

  • Feb 25 2021
  • |
  • Two Wheeler Loans

Risks involved in Fixed Deposits

  • Sep 13 2020
  • |
  • Fixed Deposit

Is a Two-Wheeler Loan Eligible for Tax Redemption?

  • Apr 21 2021
  • |
  • Two Wheeler Loans

All you need to know about NBFC fixed deposits

  • Jun 09 2021
  • |
  • Fixed Deposit

सीनियर सिटीजन के लिए फायदेमंद है एफडी, बिना जोखिम मिलता है हाई रिटर्न

  • Oct 21 2020
  • |
  • Fixed Deposit

12 Things You Must Know About Senior Citizen Fixed Deposit Scheme in India

  • Jul 12 2020
  • |
  • Fixed Deposit

What should I do if I lose or misplace my FD certificate/receipt and require a duplicate?

  • Jul 02 2021
  • |
  • Fixed Deposit

How to apply for Two Wheeler NOC

  • Jul 24 2021
  • |
  • Two Wheeler Loans

Compound Or Simple Interest: Know The Maths Behind Fixed Deposit Investments

  • Sep 22 2020
  • |
  • Fixed Deposit

Foreclosure Charges: The Ultimate Guide to the Cost of Being Debt Free

  • Mar 27 2021
  • |
  • Business Loans

Everything You Should Know About Two Wheeler Loan

  • Aug 24 2020
  • |
  • Two Wheeler Loans

Can I get an interest-free gold loan?

  • Mar 25 2021
  • |
  • Gold Loan

Calculation of Bike loan overdue amount when someone misses an EMI

  • Apr 14 2021
  • |
  • Two Wheeler Loans

5 Best Ways to Save Money: The top ways to save money in India

  • Jun 14 2021
  • |
  • Fixed Deposit

Market Trends & Development in India's Two Wheeler Loan Segment

  • Jul 24 2021
  • |
  • Two Wheeler Loans

What Is the Appropriate CIBIL They Ask for When You Apply for A Bike Loan?

  • Feb 25 2021
  • |
  • Two Wheeler Loans

How a Gold Loan and CIBIL score are related to each other?

  • May 13 2021
  • |
  • Gold Loan

Loans and Disbursement Charges: The Complete Guide

  • Apr 26 2021
  • |
  • Business Loans

Is there any TDS on Recurring Deposits?

  • Jul 30 2021
  • |
  • Recurring Deposit

Comparing Two Wheeler Loan Rates : Key Points to Consider

  • Oct 27 2021
  • |
  • Two Wheeler Loans

Is there any maximum and minimum limit for availing Gold Loan?

  • May 17 2021
  • |
  • Gold Loan

Are you Looking to Settle your Gold Loan? Here are Four Ways to Ace it

  • Apr 30 2021
  • |
  • Gold Loan

Two Wheeler Loan Eligibility Criteria

  • Sep 11 2020
  • |
  • Two Wheeler Loans

Know about Two-wheeler Loan GST and Interest Rates

  • Apr 03 2021
  • |
  • Two Wheeler Loans

Why should adults have all the fun? Now get a bike loan, even if you are a student

  • Feb 26 2021
  • |
  • Two Wheeler Loans

What are the other charges and processing fees for Two-Wheeler Loan?

  • Apr 08 2021
  • |
  • Two Wheeler Loans

Why should I invest in Shriram City's recurring deposit?

  • Jul 19 2021
  • |
  • Recurring Deposit

How can I improve my CIBIL score in order to get a business loan?

  • Jun 28 2021
  • |
  • Business Loans

FD Interest Rates: Everything You Need to Know

  • Nov 18 2020
  • |
  • Fixed Deposit

Fixed or Floating - Which Type of Interest Rate Is Better on Your Business Loan?

  • Jun 29 2021
  • |
  • Business Loans

Are recurring deposits covered by insurance?

  • Jul 15 2021
  • |
  • Recurring Deposit

Benefits of Investing in a Fixed Deposit

  • Jul 07 2020
  • |
  • Fixed Deposit

Can I release a part of my Gold?

  • May 12 2021
  • |
  • Gold Loan

The Smoothest Way to Apply for Two-Wheeler Loans

  • Oct 27 2021
  • |
  • Two Wheeler Loans

Current Fixed Deposit Interest Rates - 2021

  • Oct 25 2021
  • |
  • Fixed Deposit

Smart Ways You Can Use Gold to Fund Your Startup: Gold to fund a business

  • Jun 16 2021
  • |
  • Gold Loan

How do I know if I fit the eligibility criteria for a Two Wheeler Loan?

  • Feb 23 2021
  • |
  • Two Wheeler Loans

Choose Your SME Loan As Per Your Requirement

  • Oct 26 2021
  • |
  • Business Loans

Investing For The Future — A Step Towards Securing Your Future With Shriram City Union Finance

  • Sep 06 2021
  • |
  • Fixed Deposit

Myths vs Facts about taking a gold loan

  • Sep 03 2020
  • |
  • Gold Loan

Can Shriram City Seize My Bike if I Fail to Pay an EMI?

  • May 20 2021
  • |
  • Two Wheeler Loans

Can You Get a Gold Loan When You Can’t Produce a Bill of Jewellery?

  • Apr 22 2021
  • |
  • Gold Loan

6 Gold Loan Documents You Need to Know About

  • Apr 29 2021
  • |
  • Gold Loan

Is it possible to increase the credit limit on a business loan?

  • Jun 30 2021
  • |
  • Business Loans

Are the Interest Rates the Same Whether You Choose the Cumulative or Non-Cumulative Option?

  • Jul 08 2021
  • |
  • Fixed Deposit

Tips to a debt-free life: A blog on how to get rid of debts in life.

  • Sep 09 2021
  • |
  • Loans

Your One-stop Guide on Delay or Defaulting on Loan EMIs

  • Apr 02 2021
  • |
  • Two Wheeler Loans

Financial Tips for New Drivers: A Blog About the Financial Tips You Should Consider Because You are a New Driver

  • Sep 09 2021
  • |
  • Fixed Deposit

Advantages of Bike Loan over Cash Payment

  • Jul 31 2021
  • |
  • Two Wheeler Loans

Everything you need to know about Fixed Deposits in India

  • May 04 2021
  • |
  • Fixed Deposit

How different is it to avail investment banking facilities from a non-banking firm?

  • May 14 2021
  • |
  • Business Loans

Is It Possible to Apply For a Business Loan in India as a Sole Proprietor?

  • Jun 24 2021
  • |
  • Business Loans

How Can Fixed Deposits Help you Save and Enjoy at the Same Time?

  • Apr 28 2021
  • |
  • Fixed Deposit

Availing Loans: Banks v/s NBFC

  • May 24 2021
  • |
  • Two Wheeler Loans

The Gold Loan Disbursal Process Explained

  • May 05 2021
  • |
  • Gold Loan

How to keep your FD money safe through the best investment ideas

  • Sep 07 2021
  • |
  • Fixed Deposit

Bike Loan on Fixed vs Floating interest Rate - Which is better?

  • Mar 26 2021
  • |
  • Two Wheeler Loans

Fixed Deposit VS Unit Linked Insurance Plans (ULIP) Where to Invest?

  • Jul 02 2021
  • |
  • Fixed Deposit

How to Plan and Save for a Baby: A blog on how to save for a baby's future

  • Sep 07 2021
  • |
  • Fixed Deposit

Benefits of Gold Loan over a Personal Loan

  • Jun 26 2020
  • |
  • Gold Loan

How To Evaluate Interest Rates And EMIs For Two Wheeler Loans

  • Oct 26 2021
  • |
  • Two Wheeler Loans

Sky's the limit with Shriram Finance Two-wheeler Loan

  • Feb 24 2021
  • |
  • Two Wheeler Loans

Who Should Consider Investing in a Recurring Deposit?

  • Jul 20 2021
  • |
  • Recurring Deposit

Which is the best shriram city loan scheme to buy a two-wheeler?

  • May 17 2021
  • |
  • Two Wheeler Loans

Interest Charges on Gold Loan

  • Apr 20 2021
  • |
  • Gold Loan

Bike Loan vs Personal Loan

  • Jul 27 2021
  • |
  • Two Wheeler Loans

How to Save Money on your Budget | How to Build Financial Capital in a Small Town

  • Sep 09 2021
  • |
  • Fixed Deposit

Are there any extra charges for a business loan besides GST and interest

  • Jun 26 2021
  • |
  • Business Loans

Is it possible for a minor to open an RD in Shriram City?

  • Jul 23 2021
  • |
  • Recurring Deposit

Weight of GST on Gold Loan Interest

  • Apr 12 2021
  • |
  • Gold Loan

Gold Loan - All You Need to Know about Interest Rates for Farmers

  • Apr 21 2021
  • |
  • Gold Loan

Secure your ride when at home with the non-resident Indian bike loan

  • May 21 2021
  • |
  • Two Wheeler Loans

Gold Loan Eligibility for NRIs in Urgent Need of Funds

  • May 22 2021
  • |
  • Gold Loan

Is there any extra interest in FD renewal?

  • Jul 09 2021
  • |
  • Fixed Deposit

Flexible Payment Options For Gold Loan Scheme

  • May 10 2021
  • |
  • Gold Loan

The Benefits of a Business Loan and How It Will Help You to Grow Your Business

  • Jun 17 2021
  • |
  • Business Loans

Secure your ride when at home with the non-resident Indian bike loan

  • Feb 23 2021
  • |
  • Two Wheeler Loans

Is it Possible to Get an Instant Gold Loan?

  • May 06 2021
  • |
  • Gold Loan

சிறந்த முதலீட்டு தேர்வாக ஏன் ஸ்ரீராம் சிட்டி யூனியன்...

  • Oct 22 2020
  • |
  • Fixed Deposit

Why Shriram City Union Finance Fixed Deposit is the Best Investment Option

  • Jul 09 2020
  • |
  • Fixed Deposit

శ్రీరామ్ సిటీ యూనియన్ ఫైనాన్స్ ఫిక్స్‌డ్ డిపాజిట్ మాత్రమే ఎందుకు...

  • Oct 23 2020
  • |
  • Fixed Deposit

The 5 Biggest Mistakes to Avoid When Getting a Business Loan

  • Jun 17 2021
  • |
  • Business Loans

Fixed Deposit – Why it is a better investment option for beginners

  • Jun 07 2021
  • |
  • Fixed Deposit

Gold Loan Eligibility – Everything You Need to Know

  • Apr 27 2021
  • |
  • Gold Loan

Is a Guarantor or Introducer Necessary for Availing a Gold Loan?

  • Apr 13 2021
  • |
  • Gold Loan

Is a PAN card mandatory for a gold loan

  • May 05 2021
  • |
  • Gold Loan

How Much Interest is charged on a Two-Wheeler Loan by Shriram City?

  • Mar 29 2021
  • |
  • Two Wheeler Loans

How Can a Business Acquire an Instant Loan?

  • Jun 25 2021
  • |
  • Business Loans

Some Common Myths around Business Loans

  • Jun 18 2021
  • |
  • Business Loans

Are There Any Restrictions On Any Type of Bike That I Can Buy?

  • Feb 27 2021
  • |
  • Two Wheeler Loans

Why Is a Good CIBIL Score Vital For Achieving Business Goals?

  • Aug 02 2021
  • |
  • Business Loans

Right Choice for Two-Wheeler Loan: Fixed Interest Rates vs Floating Interest Rates

  • Feb 23 2021
  • |
  • Two Wheeler Loans

FD Interest Rates on the Rise: Are they Good or Bad? A blog about FD interest rates

  • Sep 04 2021
  • |
  • Fixed Deposit

Is there any benefit of taking a loan to buy a 2 wheeler

  • May 22 2021
  • |
  • Two Wheeler Loans

Is it possible to set up a recurring deposit online?

  • Jul 30 2021
  • |
  • Recurring Deposit

Bank Fixed Deposit or Non-Bank fixed deposit? Here is a Comparative Study to Help You Decide

  • Jun 09 2021
  • |
  • Fixed Deposit

How You Can Pick The Best Business Loan

  • May 14 2021
  • |
  • Business Loans

Fixed Investment: Safe and Secure investment strategy

  • May 03 2021
  • |
  • Fixed Deposit

Savings Account vs Fixed Deposit

  • Jun 07 2021
  • |
  • Fixed Deposit

Should You Take a Two Wheeler Loan Top Up?

  • Jul 26 2021
  • |
  • Two Wheeler Loans

Invest in Fixed Deposits: Safest and Secure way to get higher returns

  • May 04 2021
  • |
  • Fixed Deposit

Does Shriram City provide an EMI calculator?

  • May 13 2021
  • |
  • Business Loans

What are the Different Payment Plans?

  • Feb 26 2021
  • |
  • Two Wheeler Loans

Easy ways to repay the Loan against Jewellery

  • May 12 2021
  • |
  • Gold Loan

Reasons of Owning Two Wheeler in City

  • Jul 28 2021
  • |
  • Two Wheeler Loans

Get a fixed deposit with Shriram City & boost your savings today

  • May 07 2021
  • |
  • Fixed Deposit

Bought a bike on loan but don't need it now? Here is what you can do

  • May 05 2021
  • |
  • Two Wheeler Loans

Why Fixed Deposits - An ideal Investment Option for Beginners

  • May 19 2021
  • |
  • Fixed Deposit

Does Shriram City Offers Foreclosure of Business Loans?

  • Jul 22 2021
  • |
  • Business Loans

Two Wheeler Loan for Commercial Bikes

  • Jul 27 2021
  • |
  • Two Wheeler Loans

Tips to Pay Your Two Wheeler Loan

  • Jul 26 2021
  • |
  • Two Wheeler Loans

Is It Possible For a Single Customer in Shriram City to Invest in Both FDs and RDs From the Same Account?

  • Jul 21 2021
  • |
  • Recurring Deposit

AI Resolution In Lending: Hype Or Reality?

  • Aug 17 2021
  • |
  • Two Wheeler Loans

How AI Helps Lenders Assess Loan Seekers With No Credit Score?

  • Aug 26 2021
  • |
  • Loans

Unable to Pay Your Bike Loan EMI on Time? Here’s How To Find Out the Penalty You Owe

  • Feb 24 2021
  • |
  • Two Wheeler Loans

How is new technology helping NBFCs evolve?

  • Aug 18 2021
  • |
  • Loans

What happens to a fixed deposit if the depositor passes away?

  • Jul 03 2021
  • |
  • Fixed Deposit

Tips to get best interest rate on Two Wheeler Loans

  • Jul 26 2021
  • |
  • Two Wheeler Loans

How to Apply Two Wheeler Loan Online in Shriram City Union Finance

  • Sep 11 2020
  • |
  • Two Wheeler Loans

Why you should go for a two wheeler loan: A blog aimed at B2C audience who are looking to buy a two wheeler

  • Sep 08 2021
  • |
  • Two Wheeler Loans

Shriram City Two-Wheeler Loan: Features, Benefits, and How to Apply

  • May 21 2021
  • |
  • Two Wheeler Loans

Integration of the Use of AI in Finance

  • Aug 18 2021
  • |
  • Loans

Why Shriram City Union Finance Fixed Deposits Should Be Your Preferred Investment Option

  • Sep 04 2021
  • |
  • Fixed Deposit

Choosing the Right NBFC for Your FD: A blog discussing how to choose the best NBFC's for FD

  • Sep 08 2021
  • |
  • Fixed Deposit

How to Select the Most Effective Fixed Deposit Scheme

  • May 03 2021
  • |
  • Fixed Deposit

How To Avoid Tax Penalties In Your Fixed Deposit Withdrawal Cycle

  • Oct 22 2021
  • |
  • Fixed Deposit

How to save the interest amount on a business loan?

  • Jun 21 2021
  • |
  • Business Loans

Growth of Fixed Deposits: Calculating Maturity Amount for Withdrawal

  • Oct 23 2021
  • |
  • Fixed Deposit

How to get best loan against gold scheme offered by Shriram City in India

  • May 07 2021
  • |
  • Gold Loan

How to pick the right investment scheme for you? How do Fixed Deposits Work?

  • Jun 15 2021
  • |
  • Fixed Deposit

Shriram City: One stop solution for the needs of MSMEs

  • Jun 18 2021
  • |
  • Business Loans

How to receive the best terms on a small business loan?

  • Jun 26 2021
  • |
  • Business Loans

How to Apply for a Gold Loan and Know its Benefits?

  • Apr 27 2021
  • |
  • Gold Loan

How to Fulfill your Dreams of Success with Business Loan

  • Jun 23 2021
  • |
  • Business Loans

How to refinance your loan and get better rates for your gold loan

  • Jun 16 2021
  • |
  • Gold Loan

How to Frequently Monitor and Evaluate Your Investments

  • Jun 11 2021
  • |
  • Fixed Deposit

How to get quick and easy business loans under difficult circumstances

  • Jun 10 2021
  • |
  • Business Loans

How to Strategise a Guaranteed Income Plan for Financial Safety Net to Secure Future?

  • Jun 08 2021
  • |
  • Fixed Deposit

How to choose the right business loan: How to analyze and compare different business loan products

  • Jun 21 2021
  • |
  • Business Loans

Important points to consider before taking a Two Wheeler Loan

  • Oct 27 2021
  • |
  • Two Wheeler Loans

Calculating Yield Rates from Fixed Deposits

  • Oct 23 2021
  • |
  • Fixed Deposit

Comparing Other Investments methods to Fixed Deposits

  • Oct 22 2021
  • |
  • Fixed Deposit

How can Investments in Fixed Deposits Help for Retirement?

  • Oct 21 2021
  • |
  • Fixed Deposit

What Do You Mean by Appraisal of Gold Loans?

  • Apr 28 2021
  • |
  • Gold Loan

What role does collateral play in SME Loans?

  • Oct 26 2021
  • |
  • Business Loans

How Does An SME Loan Help In Business Growth And Expansion

  • Oct 25 2021
  • |
  • Business Loans

What Factors affect the Two Wheeler Loan Interest Rate

  • Aug 03 2021
  • |
  • Two Wheeler Loans

What Can an MSME/SME Loan be Used for?

  • Jun 25 2021
  • |
  • Business Loans

What are the Charges for Withdrawing RD Before the Maturity Rate?

  • Jul 28 2021
  • |
  • Recurring Deposit

What Are the Eligibility Criteria For a Gold Loan?

  • Apr 27 2021
  • |
  • Gold Loan

Tax Indemnity for Two Wheeler Loans

  • Oct 19 2021
  • |
  • Two Wheeler Loans

How do Loan Approvals Work for Two Wheelers?

  • Oct 21 2021
  • |
  • Two Wheeler Loans

What are the Alternatives for a Business Loan?

  • Jun 16 2021
  • |
  • Business Loans

What are the Various Installment Frequencies and Payment Methods available for Recurring deposits(RD)?

  • Jul 30 2021
  • |
  • Recurring Deposit

Keep These Things In Mind Before Apply For A Two Wheeler Insurance Loan

  • Oct 20 2021
  • |
  • Two Wheeler Loans

What Are the Different Types of Business Loans Offered by Shriram City?

  • Jun 28 2021
  • |
  • Business Loans

Haven’t Renewed or Withdrawn your Fixed Deposit: Here’s what can happen to it

  • Jun 08 2021
  • |
  • Fixed Deposit

MSME Loans & Its Importance

  • Aug 25 2020
  • |
  • Business Loans

What Is a Business Loan and Why You Should Avail It

  • Apr 26 2021
  • |
  • Business Loans

What makes a fixed deposit different from a recurring deposit

  • Jul 08 2021
  • |
  • Recurring Deposit

What are the most attractive features of the Shriram City Recurring Deposit?

  • Jul 16 2021
  • |
  • Recurring Deposit

What collateral do you need to provide for a gold loan?

  • Apr 28 2021
  • |
  • Gold Loan

How Does My Personal Credit Affect My SME Loan?

  • Oct 19 2021
  • |
  • Business Loans

What are the risks of putting money into a Recurring Deposit?

  • Jul 15 2021
  • |
  • Recurring Deposit

Understanding Principal And Tenure Of An SME Loan

  • Oct 19 2021
  • |
  • Business Loans

Extensive Guide for Choosing a Fixed Deposit with the Best Interest Rates

  • Nov 27 2021
  • |
  • Fixed Deposit

How Do Fixed Deposits Promote Senior Citizen Welfare

  • Nov 27 2021
  • |
  • Fixed Deposit

Why is a Fixed Deposit the Desired Form of Investment for Traditional Indians?

  • Oct 20 2021
  • |
  • Fixed Deposit

What is your money worth: A blog about understanding FDs and how you can make the most of them

  • Sep 03 2021
  • |
  • Fixed Deposit

What are the various modes of payment that I can use to invest in Shriram City?

  • Jun 29 2021
  • |
  • Fixed Deposit

What makes Shriram City Union Finance better than other banks in India

  • Sep 06 2021
  • |
  • Fixed Deposit

What kind of businesses are eligible for a Shriram City business loan?

  • Jun 24 2021
  • |
  • Business Loans

What are the Opportunities for AI in the Financial Sector?

  • Aug 17 2021
  • |
  • Loans

Is investing in Corporate FDs a good option to build your corpus?

  • Nov 25 2021
  • |
  • Fixed Deposit

What is the Recurring Deposit Scheme offered by Shriram City?

  • Jul 19 2021
  • |
  • Recurring Deposit

What's The Right Fixed Deposit for you?: A blog about different types of FDs and the different rates they offer

  • Sep 03 2021
  • |
  • Fixed Deposit

What is the Quality of Gold That is accepted for Gold Loan Collateral?

  • Apr 22 2021
  • |
  • Gold Loan

What is the procedure of withdrawing FD before it matures?

  • Jul 03 2021
  • |
  • Fixed Deposit

What is the minimum and maximum investment amount for Shriram City Recurring Deposit?

  • Jul 16 2021
  • |
  • Recurring Deposit

What is the Importance of a Fixed Deposit on Your Financial Portfolio?

  • Oct 23 2021
  • |
  • Fixed Deposit

What is the minimum down payment for a two wheeler loan

  • Nov 29 2021
  • |
  • Two Wheeler Loans

How flexi recurring deposit offers complete flexibility

  • Nov 30 2021
  • |
  • Recurring Deposit

Get started with minimum investment on recurring deposit

  • Nov 29 2021
  • |
  • Recurring Deposit

Most Relevant Senior Citizen FD Rates and Schemes

  • Nov 30 2021
  • |
  • Fixed Deposit