Is there any TDS on Recurring Deposits?

  • Recurring Deposit
  • 5 Months ago
  • Comments
TDS on Recurring Deposits

Recurring deposits are the best way to make a small number of investments every month. Especially when you start a new job and are looking for ways to save money. This investment scheme is available with almost every bank and NBFCs of India. The rate of interest of recurring deposit schemes varies from 5.00% - 7.85%.

Features of Recurring Deposits in India:

  • It makes an individual learn to make savings.
  • The minimum amount of recurring deposit one can start with is Rs 500. It is a kind of budget-friendly scheme.
  • The tenure of the recurring deposit ranges from 6 months and goes up to 10 years.
  • The rate of interest applicable to recurring deposits is higher in any other savings scheme.
  • The recurring deposit is giving almost 80 to 90% of the return. On maturity, the amount gets credited to the bank’s account.

Know about tax-saving recurring deposits: Tax Limits on Recurring Deposits

The interest earned by the applicant on recurring deposits is taxable. TDS charges on recurring deposits are calculated based on the income per annum of the recurring deposit. There are mainly three forms of income tax slabs under which TDS applies to recurring deposit:

  1. If your annual income is less than 2.5 lakhs: If people’s income is less than 2.5 lakh, TDS on RD interest applicable is 10%, which is above Rs 10,000. To avoid any tax payments, submit form 15G.
  2. If your annual income is between Rs 2.5 lakh- Rs 5 lakh- If your annual income falls in this range, then the TDS on RD interest is 10% of the total income earned on the principal amount.
  3. If annual income ranges between Rs 5 lakh to 10 lakh- For the people who are having annual income ranging between 5 Lakh to 10 Lakh, TDS on RD account applicable is 20%. The bank will make a deduction of only 10%, the rest is to be paid while filing ITR.
  4. For annual income exceeding Rs 10 lakh: If the annual income ranges in this slab, then the TDS on recurring deposit is 30%. The bank will make a deduction of only 10%, the rest is to be paid at the time of filing an income tax return.

In what scenarios TDS is deducted on recurring deposits?

The TDS on recurring deposits is deductible at a 10% rate on the interest earned according to Section 194 A of the Income Tax Act 1962. In case your interest earned on TDS is above Rs. 10,000, only then you are liable to pay TDS to the government of India. The money one is investing in recurring deposits is added to the yearly income of recurring deposit holders. There is a penalty of 20% TDS on recurring deposits if you are not sharing your PAN details at the time of making recurring deposits with the bank.

If you do not fall under the taxation slab, but still, the bank is deducting TDS charges on recurring deposits, you should submit Form 15G with the bank. If you do not know what TDS is and how it works? Here is the explanation.

TDS is Tax deducted at Source that is applicable for the residents of India who were falling under the taxation slab. Be it any personal saving instruments, fixed deposits, or recurring deposits, you are liable to pay TDS on the same.

Know about Form 15G, Form 15H, and Form 16A: How to save tax on recurring deposits?

To avoid TDS deduction, Form 15G must be submitted to the bank as proof that you do not fall under the taxation slab. Each year, a new form 15G is required to be submitted as it is a declaration form only for one financial year.

Who all are liable to fill Form 15G?

The Form 15G is required to be submitted only to those who are willing to save their TDS deductions on interest earned on recurring deposits:

  • Must be a resident of India for filling Form 15G
  • Only Indian residents who are below the age of 60 years can fill Form 15G.
  • Even Hindu Undivided families are also liable to fill Form 15G

This Form 15G works only for those who earn the interest on recurring deposits up to Rs 10,000 annually. There are certain exemption limits defined in the income tax slabs for aggregate income, including interest.

Form 15H

If you are a senior citizen and want to save TDS charges on interest earned on a recurring deposit, then you are liable to file Form 15H.

Main components of 15H form

  • Individual’s name
  • Investment details
  • Dates of investment
  • Estimate of the amount earned through investments
  • Occupation details
  • Age
  • Details of the latest assessment year
  • Declaration

Who all are liable to fill Form 15H?

  • Must be a resident of India; an NRI is not allowed
  • Must be above the age of 60 years old as the form is designed for the convenience of senior citizens only.
  • All those senior citizens who have a nil tax liability on the computation of final tax are liable to file Form 15H.
  • Overall interest earned annually on all the saving instruments must fall under the prescribed limits as defined by the Income Tax Department of India.

Form 16A

Form 16A is provided by those who are liable to deduct TDS. It specifies all the sources of income earned by the taxpayer. Form 16 A issued in case TDS is deducted for a recurring deposit, fixed deposit, any insurance commission earned, rent receipts, or any income you are getting on TDS.

We, at Shriram City Union Finance Limited,  are also offering recurring deposit schemes at the best interest rates for the tenure of 12-60 months. We have 45 years of experience in the Indian Financial market. The recurring deposit offered by us is of high credit rating quality. Contact us anytime, we will assist you in the best possible way.

Frequently Asked Questions 

  • Are there any TDS applicable on recurring deposits?

Yes, TDS is applicable on recurring deposits.

  • Is TDS applicable on interest earned on recurring deposits?

Yes.  If the interest earned is above Rs 10,000, TDS is applicable on interest earned on recurring deposits.

  • What is the minimum tenure for making recurring deposits?

The recurring deposit tenure ranges from 6 months to 12 months.

  • How much interest one can earn on investing in recurring deposit schemes?

The rate of interest on recurring deposits varies from one financial institution to another. Higher is your monthly recurring deposit, the more the interest earned.

  • What is the minimum amount one can invest in a recurring deposit?

The minimum amount of investment that can be done in the recurring deposit scheme is Rs 10.

  • Do senior citizens get any extra benefit on making recurring deposits?

Yes, the interest rate applicable to senior citizen recurring deposits is higher as compared to individuals below the age of 60 years.

  • Does the bank allow you to withdraw recurring deposits before maturity?

Yes, one can close the recurring deposit at any point in time. Interest will be paid till that time only.

  • How are banks calculating the maturity amount on recurring deposits?

The banks are calculating the maturity amount based on the account type, installment, and tenure of the deposit.

  • Can one add nominees also in the recurring deposit?

Yes, you can add the nominee.

  • How to save tax on recurring deposits?

If you are doing a recurring deposit either for medium or long-term tenure, then tax gets saved on recurring deposits.

TRENDING ARTICLES

गोल्ड लोन क्या है और यह कैसे काम करता है?

  • Oct 31 2020
  • |
  • Gold Loan

All about Gold Loan & How does Gold loan Work

  • Sep 10 2020
  • |
  • Gold Loan

Are Loans Available for a Used Two-Wheeler

  • Feb 23 2021
  • |
  • Two Wheeler Loans

Monthly Interest for Rs.1 Lakh Fixed Deposit

  • Sep 19 2020
  • |
  • Fixed Deposit

Can I buy a Bike without a Down Payment?

  • Feb 25 2021
  • |
  • Two Wheeler Loans

Risks involved in Fixed Deposits

  • Sep 13 2020
  • |
  • Fixed Deposit

What should I do if I lose or misplace my FD certificate/receipt and require a duplicate?

  • Jul 02 2021
  • |
  • Fixed Deposit

How to apply for Two Wheeler NOC

  • Jul 24 2021
  • |
  • Two Wheeler Loans

Is a Two-Wheeler Loan Eligible for Tax Redemption?

  • Apr 21 2021
  • |
  • Two Wheeler Loans

All you need to know about NBFC fixed deposits

  • Jun 09 2021
  • |
  • Fixed Deposit

सीनियर सिटीजन के लिए फायदेमंद है एफडी, बिना जोखिम मिलता है हाई रिटर्न

  • Oct 21 2020
  • |
  • Fixed Deposit

12 Things You Must Know About Senior Citizen Fixed Deposit Scheme in India

  • Jul 12 2020
  • |
  • Fixed Deposit

Compound Or Simple Interest: Know The Maths Behind Fixed Deposit Investments

  • Sep 22 2020
  • |
  • Fixed Deposit

Calculation of Bike loan overdue amount when someone misses an EMI

  • Apr 14 2021
  • |
  • Two Wheeler Loans

Foreclosure Charges: The Ultimate Guide to the Cost of Being Debt Free

  • Mar 27 2021
  • |
  • Business Loans

Can I get an interest-free gold loan?

  • Mar 25 2021
  • |
  • Gold Loan

5 Best Ways to Save Money: The top ways to save money in India

  • Jun 14 2021
  • |
  • Fixed Deposit

How a Gold Loan and CIBIL score are related to each other?

  • May 13 2021
  • |
  • Gold Loan

Comparing Two Wheeler Loan Rates : Key Points to Consider

  • Oct 27 2021
  • |
  • Two Wheeler Loans

Choosing the right Two Wheeler Loan based on interest rate

  • Dec 09 2021
  • |
  • Two Wheeler Loans

Two Wheeler Loan Eligibility Criteria

  • Sep 11 2020
  • |
  • Two Wheeler Loans

Unable to Pay Your Bike Loan EMI on Time? Here’s How To Find Out the Penalty You Owe

  • Feb 24 2021
  • |
  • Two Wheeler Loans

Is there any maximum and minimum limit for availing Gold Loan?

  • May 17 2021
  • |
  • Gold Loan

Know about Two-wheeler Loan GST and Interest Rates

  • Apr 03 2021
  • |
  • Two Wheeler Loans

FD Interest Rates on the Rise: Are they Good or Bad? A blog about FD interest rates

  • Sep 04 2021
  • |
  • Fixed Deposit

Loans and Disbursement Charges: The Complete Guide

  • Apr 26 2021
  • |
  • Business Loans

Market Trends & Development in India's Two Wheeler Loan Segment

  • Jul 24 2021
  • |
  • Two Wheeler Loans

Current Fixed Deposit Interest Rates - 2021

  • Oct 25 2021
  • |
  • Fixed Deposit

What happens to a fixed deposit if the depositor passes away?

  • Jul 03 2021
  • |
  • Fixed Deposit

FD Interest Rates: Everything You Need to Know

  • Nov 18 2020
  • |
  • Fixed Deposit

Bought a bike on loan but don't need it now? Here is what you can do

  • May 05 2021
  • |
  • Two Wheeler Loans

What Is the Appropriate CIBIL They Ask for When You Apply for A Bike Loan?

  • Feb 25 2021
  • |
  • Two Wheeler Loans

Are you Looking to Settle your Gold Loan? Here are Four Ways to Ace it

  • Apr 30 2021
  • |
  • Gold Loan

How do I know if I fit the eligibility criteria for a Two Wheeler Loan?

  • Feb 23 2021
  • |
  • Two Wheeler Loans

Why should adults have all the fun? Now get a bike loan, even if you are a student

  • Feb 26 2021
  • |
  • Two Wheeler Loans

Are the Interest Rates the Same Whether You Choose the Cumulative or Non-Cumulative Option?

  • Jul 08 2021
  • |
  • Fixed Deposit

How can I improve my CIBIL score in order to get a business loan?

  • Jun 28 2021
  • |
  • Business Loans

Fixed or Floating - Which Type of Interest Rate Is Better on Your Business Loan?

  • Jun 29 2021
  • |
  • Business Loans

Can I release a part of my Gold?

  • May 12 2021
  • |
  • Gold Loan

Are recurring deposits covered by insurance?

  • Jul 15 2021
  • |
  • Recurring Deposit

Benefits of Investing in a Fixed Deposit

  • Jul 07 2020
  • |
  • Fixed Deposit

Smart Ways You Can Use Gold to Fund Your Startup: Gold to fund a business

  • Jun 16 2021
  • |
  • Gold Loan

Can You Get a Gold Loan When You Can’t Produce a Bill of Jewellery?

  • Apr 22 2021
  • |
  • Gold Loan

How Are NBFCs Keeping up with the Gold Demand Surge?

  • Dec 10 2021
  • |
  • Gold Loan

What is the Difference Between Fixed Deposit and Recurring Deposit?

  • Dec 09 2021
  • |
  • Fixed Deposit

What is the procedure of withdrawing FD before it matures?

  • Jul 03 2021
  • |
  • Fixed Deposit

What's The Right Fixed Deposit for you?: A blog about different types of FDs and the different rates they offer

  • Sep 03 2021
  • |
  • Fixed Deposit

What is the Quality of Gold That is accepted for Gold Loan Collateral?

  • Apr 22 2021
  • |
  • Gold Loan

What is the Importance of a Fixed Deposit on Your Financial Portfolio?

  • Oct 23 2021
  • |
  • Fixed Deposit

What is the minimum down payment for a two wheeler loan

  • Nov 29 2021
  • |
  • Two Wheeler Loans

What is the minimum and maximum investment amount for Shriram City Recurring Deposit?

  • Jul 16 2021
  • |
  • Recurring Deposit

What are the other charges and processing fees for Two-Wheeler Loan?

  • Apr 08 2021
  • |
  • Two Wheeler Loans

Secure your ride when at home with the non-resident Indian bike loan

  • May 21 2021
  • |
  • Two Wheeler Loans

What is the Recurring Deposit Scheme offered by Shriram City?

  • Jul 19 2021
  • |
  • Recurring Deposit

6 Gold Loan Documents You Need to Know About

  • Apr 29 2021
  • |
  • Gold Loan

Financial Tips for New Drivers: A Blog About the Financial Tips You Should Consider Because You are a New Driver

  • Sep 09 2021
  • |
  • Fixed Deposit

How to Choose an Optimal Business Loan for You

  • Dec 08 2021
  • |
  • Business Loans

How to keep your FD money safe through the best investment ideas

  • Sep 07 2021
  • |
  • Fixed Deposit

Can Shriram City Seize My Bike if I Fail to Pay an EMI?

  • May 20 2021
  • |
  • Two Wheeler Loans

Bike Loan on Fixed vs Floating interest Rate - Which is better?

  • Mar 26 2021
  • |
  • Two Wheeler Loans

Which is the best shriram city loan scheme to buy a two-wheeler?

  • May 17 2021
  • |
  • Two Wheeler Loans

Everything you need to know about Fixed Deposits in India

  • May 04 2021
  • |
  • Fixed Deposit

Choose Your SME Loan As Per Your Requirement

  • Oct 26 2021
  • |
  • Business Loans

Tips to a debt-free life: A blog on how to get rid of debts in life.

  • Sep 09 2021
  • |
  • Loans

How can students save money every month and get the highest return?

  • Dec 09 2021
  • |
  • Recurring Deposit

Advantages of Bike Loan over Cash Payment

  • Jul 31 2021
  • |
  • Two Wheeler Loans

The Smoothest Way to Apply for Two-Wheeler Loans

  • Oct 27 2021
  • |
  • Two Wheeler Loans

How to Plan and Save for a Baby: A blog on how to save for a baby's future

  • Sep 07 2021
  • |
  • Fixed Deposit

Availing Loans: Banks v/s NBFC

  • May 24 2021
  • |
  • Two Wheeler Loans

Myths vs Facts about taking a gold loan

  • Sep 03 2020
  • |
  • Gold Loan

How Can Fixed Deposits Help you Save and Enjoy at the Same Time?

  • Apr 28 2021
  • |
  • Fixed Deposit

Investing For The Future — A Step Towards Securing Your Future With Shriram City Union Finance

  • Sep 06 2021
  • |
  • Fixed Deposit

Why should I invest in Shriram City's recurring deposit?

  • Jul 19 2021
  • |
  • Recurring Deposit

Tips for Students and Professionals on Recurring Deposits

  • Dec 10 2021
  • |
  • Recurring Deposit

Bike Loan vs Personal Loan

  • Jul 27 2021
  • |
  • Two Wheeler Loans

The Gold Loan Disbursal Process Explained

  • May 05 2021
  • |
  • Gold Loan

What Should Be Your CIBIL Score Before You Apply For A Micro Loan Online?

  • Dec 10 2021
  • |
  • Business Loans

Your One-stop Guide on Delay or Defaulting on Loan EMIs

  • Apr 02 2021
  • |
  • Two Wheeler Loans

Are there any extra charges for a business loan besides GST and interest

  • Jun 26 2021
  • |
  • Business Loans

Is it possible to increase the credit limit on a business loan?

  • Jun 30 2021
  • |
  • Business Loans

How different is it to avail investment banking facilities from a non-banking firm?

  • May 14 2021
  • |
  • Business Loans

Who Should Consider Investing in a Recurring Deposit?

  • Jul 20 2021
  • |
  • Recurring Deposit

Benefits of Gold Loan over a Personal Loan

  • Jun 26 2020
  • |
  • Gold Loan

Flexible Payment Options For Gold Loan Scheme

  • May 10 2021
  • |
  • Gold Loan

Is there any extra interest in FD renewal?

  • Jul 09 2021
  • |
  • Fixed Deposit

Gold Loan - All You Need to Know about Interest Rates for Farmers

  • Apr 21 2021
  • |
  • Gold Loan

Interest Charges on Gold Loan

  • Apr 20 2021
  • |
  • Gold Loan

Sky's the limit with Shriram Finance Two-wheeler Loan

  • Feb 24 2021
  • |
  • Two Wheeler Loans

Fixed Deposit VS Unit Linked Insurance Plans (ULIP) Where to Invest?

  • Jul 02 2021
  • |
  • Fixed Deposit

Is It Possible to Apply For a Business Loan in India as a Sole Proprietor?

  • Jun 24 2021
  • |
  • Business Loans

How to Save Money on your Budget | How to Build Financial Capital in a Small Town

  • Sep 09 2021
  • |
  • Fixed Deposit

Gold Loan Eligibility for NRIs in Urgent Need of Funds

  • May 22 2021
  • |
  • Gold Loan

How To Evaluate Interest Rates And EMIs For Two Wheeler Loans

  • Oct 26 2021
  • |
  • Two Wheeler Loans

Weight of GST on Gold Loan Interest

  • Apr 12 2021
  • |
  • Gold Loan

Tips to get best interest rate on Two Wheeler Loans

  • Jul 26 2021
  • |
  • Two Wheeler Loans

Is it Possible to Get an Instant Gold Loan?

  • May 06 2021
  • |
  • Gold Loan

Is a Guarantor or Introducer Necessary for Availing a Gold Loan?

  • Apr 13 2021
  • |
  • Gold Loan

How to Explore Funding with Gold Loan Schemes

  • Dec 08 2021
  • |
  • Gold Loan

The 5 Biggest Mistakes to Avoid When Getting a Business Loan

  • Jun 17 2021
  • |
  • Business Loans

How Can a Business Acquire an Instant Loan?

  • Jun 25 2021
  • |
  • Business Loans

Right Choice for Two-Wheeler Loan: Fixed Interest Rates vs Floating Interest Rates

  • Feb 23 2021
  • |
  • Two Wheeler Loans

Fixed Deposit – Why it is a better investment option for beginners

  • Jun 07 2021
  • |
  • Fixed Deposit

How to Apply Two Wheeler Loan Online in Shriram City Union Finance

  • Sep 11 2020
  • |
  • Two Wheeler Loans

How You Can Pick The Best Business Loan

  • May 14 2021
  • |
  • Business Loans

Gold Loan Eligibility – Everything You Need to Know

  • Apr 27 2021
  • |
  • Gold Loan

How AI Helps Lenders Assess Loan Seekers With No Credit Score?

  • Aug 26 2021
  • |
  • Loans

Are There Any Restrictions On Any Type of Bike That I Can Buy?

  • Feb 27 2021
  • |
  • Two Wheeler Loans

Is it possible for a minor to open an RD in Shriram City?

  • Jul 23 2021
  • |
  • Recurring Deposit

Is a PAN card mandatory for a gold loan

  • May 05 2021
  • |
  • Gold Loan

Should You Take a Two Wheeler Loan Top Up?

  • Jul 26 2021
  • |
  • Two Wheeler Loans

The Benefits of a Business Loan and How It Will Help You to Grow Your Business

  • Jun 17 2021
  • |
  • Business Loans

Growth of Fixed Deposits: Calculating Maturity Amount for Withdrawal

  • Oct 23 2021
  • |
  • Fixed Deposit

How Much Interest is charged on a Two-Wheeler Loan by Shriram City?

  • Mar 29 2021
  • |
  • Two Wheeler Loans

Does Shriram City provide an EMI calculator?

  • May 13 2021
  • |
  • Business Loans

Is it possible to set up a recurring deposit online?

  • Jul 30 2021
  • |
  • Recurring Deposit

Does Shriram City Offers Foreclosure of Business Loans?

  • Jul 22 2021
  • |
  • Business Loans

Is there any benefit of taking a loan to buy a 2 wheeler

  • May 22 2021
  • |
  • Two Wheeler Loans

Some Common Myths around Business Loans

  • Jun 18 2021
  • |
  • Business Loans

What are the Different Payment Plans?

  • Feb 26 2021
  • |
  • Two Wheeler Loans

Why Is a Good CIBIL Score Vital For Achieving Business Goals?

  • Aug 02 2021
  • |
  • Business Loans

Easy ways to repay the Loan against Jewellery

  • May 12 2021
  • |
  • Gold Loan

Bank Fixed Deposit or Non-Bank fixed deposit? Here is a Comparative Study to Help You Decide

  • Jun 09 2021
  • |
  • Fixed Deposit

How is new technology helping NBFCs evolve?

  • Aug 18 2021
  • |
  • Loans

Fixed Investment: Safe and Secure investment strategy

  • May 03 2021
  • |
  • Fixed Deposit

Reasons of Owning Two Wheeler in City

  • Jul 28 2021
  • |
  • Two Wheeler Loans

Get a fixed deposit with Shriram City & boost your savings today

  • May 07 2021
  • |
  • Fixed Deposit

Invest in Fixed Deposits: Safest and Secure way to get higher returns

  • May 04 2021
  • |
  • Fixed Deposit

AI Resolution In Lending: Hype Or Reality?

  • Aug 17 2021
  • |
  • Two Wheeler Loans

How To Avoid Tax Penalties In Your Fixed Deposit Withdrawal Cycle

  • Oct 22 2021
  • |
  • Fixed Deposit

Savings Account vs Fixed Deposit

  • Jun 07 2021
  • |
  • Fixed Deposit

Two Wheeler Loan for Commercial Bikes

  • Jul 27 2021
  • |
  • Two Wheeler Loans

Tips to Pay Your Two Wheeler Loan

  • Jul 26 2021
  • |
  • Two Wheeler Loans

Is It Possible For a Single Customer in Shriram City to Invest in Both FDs and RDs From the Same Account?

  • Jul 21 2021
  • |
  • Recurring Deposit

Why Shriram City Union Finance Fixed Deposit is the Best Investment Option

  • Jul 09 2020
  • |
  • Fixed Deposit

சிறந்த முதலீட்டு தேர்வாக ஏன் ஸ்ரீராம் சிட்டி யூனியன்...

  • Oct 22 2020
  • |
  • Fixed Deposit

శ్రీరామ్ సిటీ యూనియన్ ఫైనాన్స్ ఫిక్స్‌డ్ డిపాజిట్ మాత్రమే ఎందుకు...

  • Oct 23 2020
  • |
  • Fixed Deposit

Why Fixed Deposits - An ideal Investment Option for Beginners

  • May 19 2021
  • |
  • Fixed Deposit

What Can an MSME/SME Loan be Used for?

  • Jun 25 2021
  • |
  • Business Loans

How to Select the Most Effective Fixed Deposit Scheme

  • May 03 2021
  • |
  • Fixed Deposit

Shriram City Two-Wheeler Loan: Features, Benefits, and How to Apply

  • May 21 2021
  • |
  • Two Wheeler Loans

Choosing the Right NBFC for Your FD: A blog discussing how to choose the best NBFC's for FD

  • Sep 08 2021
  • |
  • Fixed Deposit

What Do You Mean by Appraisal of Gold Loans?

  • Apr 28 2021
  • |
  • Gold Loan

Why you should go for a two wheeler loan: A blog aimed at B2C audience who are looking to buy a two wheeler

  • Sep 08 2021
  • |
  • Two Wheeler Loans

How to get best loan against gold scheme offered by Shriram City in India

  • May 07 2021
  • |
  • Gold Loan

Secure your ride when at home with the non-resident Indian bike loan

  • Feb 23 2021
  • |
  • Two Wheeler Loans

Calculating Yield Rates from Fixed Deposits

  • Oct 23 2021
  • |
  • Fixed Deposit

How to pick the right investment scheme for you? How do Fixed Deposits Work?

  • Jun 15 2021
  • |
  • Fixed Deposit

How to save the interest amount on a business loan?

  • Jun 21 2021
  • |
  • Business Loans

How to Apply for a Gold Loan and Know its Benefits?

  • Apr 27 2021
  • |
  • Gold Loan

What are the Alternatives for a Business Loan?

  • Jun 16 2021
  • |
  • Business Loans

Integration of the Use of AI in Finance

  • Aug 18 2021
  • |
  • Loans

Shriram City: One stop solution for the needs of MSMEs

  • Jun 18 2021
  • |
  • Business Loans

Extensive Guide for Choosing a Fixed Deposit with the Best Interest Rates

  • Nov 27 2021
  • |
  • Fixed Deposit

Comparing Other Investments methods to Fixed Deposits

  • Oct 22 2021
  • |
  • Fixed Deposit

How to refinance your loan and get better rates for your gold loan

  • Jun 16 2021
  • |
  • Gold Loan

How to receive the best terms on a small business loan?

  • Jun 26 2021
  • |
  • Business Loans

Why Shriram City Union Finance Fixed Deposits Should Be Your Preferred Investment Option

  • Sep 04 2021
  • |
  • Fixed Deposit

Important points to consider before taking a Two Wheeler Loan

  • Oct 27 2021
  • |
  • Two Wheeler Loans

What Factors affect the Two Wheeler Loan Interest Rate

  • Aug 03 2021
  • |
  • Two Wheeler Loans

How Do Fixed Deposits Promote Senior Citizen Welfare

  • Nov 27 2021
  • |
  • Fixed Deposit

How do Loan Approvals Work for Two Wheelers?

  • Oct 21 2021
  • |
  • Two Wheeler Loans

How to Fulfill your Dreams of Success with Business Loan

  • Jun 23 2021
  • |
  • Business Loans

What role does collateral play in SME Loans?

  • Oct 26 2021
  • |
  • Business Loans

How to Frequently Monitor and Evaluate Your Investments

  • Jun 11 2021
  • |
  • Fixed Deposit

How to get quick and easy business loans under difficult circumstances

  • Jun 10 2021
  • |
  • Business Loans

How to choose the right business loan: How to analyze and compare different business loan products

  • Jun 21 2021
  • |
  • Business Loans

Get started with minimum investment on recurring deposit

  • Nov 29 2021
  • |
  • Recurring Deposit

How to Strategise a Guaranteed Income Plan for Financial Safety Net to Secure Future?

  • Jun 08 2021
  • |
  • Fixed Deposit

Haven’t Renewed or Withdrawn your Fixed Deposit: Here’s what can happen to it

  • Jun 08 2021
  • |
  • Fixed Deposit

How flexi recurring deposit offers complete flexibility

  • Nov 30 2021
  • |
  • Recurring Deposit

How Does An SME Loan Help In Business Growth And Expansion

  • Oct 25 2021
  • |
  • Business Loans

How can Investments in Fixed Deposits Help for Retirement?

  • Oct 21 2021
  • |
  • Fixed Deposit

What are the Charges for Withdrawing RD Before the Maturity Rate?

  • Jul 28 2021
  • |
  • Recurring Deposit

What Are the Eligibility Criteria For a Gold Loan?

  • Apr 27 2021
  • |
  • Gold Loan

How Does My Personal Credit Affect My SME Loan?

  • Oct 19 2021
  • |
  • Business Loans

Is investing in Corporate FDs a good option to build your corpus?

  • Nov 25 2021
  • |
  • Fixed Deposit

What are the risks of putting money into a Recurring Deposit?

  • Jul 15 2021
  • |
  • Recurring Deposit

Tax Indemnity for Two Wheeler Loans

  • Oct 19 2021
  • |
  • Two Wheeler Loans

Most Relevant Senior Citizen FD Rates and Schemes

  • Nov 30 2021
  • |
  • Fixed Deposit

How are Fixed Deposits beneficial for Trust and Foundations

  • Dec 01 2021
  • |
  • Fixed Deposit

MSME Loans & Its Importance

  • Aug 25 2020
  • |
  • Business Loans

What collateral do you need to provide for a gold loan?

  • Apr 28 2021
  • |
  • Gold Loan

What Is a Business Loan and Why You Should Avail It

  • Apr 26 2021
  • |
  • Business Loans

Why is a Fixed Deposit the Desired Form of Investment for Traditional Indians?

  • Oct 20 2021
  • |
  • Fixed Deposit

What Are the Different Types of Business Loans Offered by Shriram City?

  • Jun 28 2021
  • |
  • Business Loans

What are the Various Installment Frequencies and Payment Methods available for Recurring deposits(RD)?

  • Jul 30 2021
  • |
  • Recurring Deposit

Keep These Things In Mind Before Apply For A Two Wheeler Insurance Loan

  • Oct 20 2021
  • |
  • Two Wheeler Loans

What are the various modes of payment that I can use to invest in Shriram City?

  • Jun 29 2021
  • |
  • Fixed Deposit

What makes a fixed deposit different from a recurring deposit

  • Jul 08 2021
  • |
  • Recurring Deposit

Simple Bike Financing with Zero Down Payment

  • Dec 03 2021
  • |
  • Two Wheeler Loans

Financial Advantages of Obtaining a Loan against Gold

  • Dec 02 2021
  • |
  • Gold Loan

What kind of businesses are eligible for a Shriram City business loan?

  • Jun 24 2021
  • |
  • Business Loans

How to choose your business loan online based on interest rates

  • Dec 07 2021
  • |
  • Business Loans

What are the most attractive features of the Shriram City Recurring Deposit?

  • Jul 16 2021
  • |
  • Recurring Deposit

How To Allocate Funds Efficiently After Receiving an SME Loan?

  • Oct 20 2021
  • |
  • Business Loans

How to get Instant approvals on Bike Loan

  • Dec 03 2021
  • |
  • Two Wheeler Loans

What makes Shriram City Union Finance better than other banks in India

  • Sep 06 2021
  • |
  • Fixed Deposit

Important Things to Keep in Mind While Applying for a Gold Loan

  • Dec 06 2021
  • |
  • Gold Loan

What is your money worth: A blog about understanding FDs and how you can make the most of them

  • Sep 03 2021
  • |
  • Fixed Deposit

Understanding Principal And Tenure Of An SME Loan

  • Oct 19 2021
  • |
  • Business Loans

Important Criteria to be Aware of Before Applying for a Business Loan

  • Dec 08 2021
  • |
  • Business Loans

How can Students Apply for Two-Wheeler Loans in India?

  • Dec 01 2021
  • |
  • Two Wheeler Loans

What are the Opportunities for AI in the Financial Sector?

  • Aug 17 2021
  • |
  • Loans

How to Optimise Your Investments in Fixed Deposits

  • Dec 02 2021
  • |
  • Fixed Deposit

The Only Guide You Need To Getting A Loan Against Gold Jewellery

  • Dec 04 2021
  • |
  • Gold Loan

Overcome these common challenges while applying for a business loan online

  • Dec 07 2021
  • |
  • Business Loans

Everything You Should Know About Two Wheeler Loan

  • Aug 24 2020
  • |
  • Two Wheeler Loans

Why are SME Loans Crucial for Your Company's Growth?

  • Jan 20 2022
  • |
  • Business Loans

10 Things To Know About Two Wheeler Loans Post Pandemic

  • Jan 20 2022
  • |
  • Two Wheeler Loans