What's The Right Fixed Deposit for you?: A blog about different types of FDs and the different rates they offer

  • Fixed Deposit
  • 9 Months ago
  • Comments
What's The Right Fixed Deposit FD for you?

Fixed deposits are one of the most sought-after investment schemes in India. So, millions of Indians prefer to put their life savings in a fixed deposit scheme. It is a must for an investor to know about the types of fixed deposit schemes and the factors to keep in mind while choosing any fixed deposit scheme.

Finding the right fixed deposit scheme is essential to get the best returns on your invested money. But you can select the best fixed deposit scheme if you are aware of certain factors before applying for a term deposit. Here you can learn about every aspect of fixed deposit schemes.

Understand fixed deposits

Fixed deposits are low-risk investment options through which people can get higher returns than keeping their money in a regular savings account. The interest earned in online fixed deposit amounts keeps on accumulating at frequent intervals. The rate of interest applicable on fixed deposits varies from one financial institution to another. Most of the fixed deposits come with a lock-in period during which the investor cannot make withdrawals.

Here are the main features of fixed deposits:

  1. It is a safe investment option
  2. It helps you earn good interest over a fixed period
  3. It comes with a flexible tenure option
  4. There is no limit on the maximum amount in a fixed deposit scheme
  5. Senior citizen saving schemes have special rates

Eligibility criteria to invest in FD schemes:

Here is the list of all those who are eligible to invest in a fixed deposit scheme:

  1. Indian resident
  2. NRI
  3. Minors
  4. Senior citizens
  5. Companies
  6. Partnership firms
  7. Individuals or joint investors
  8. Societies or clubs
  9. Sole proprietorship

What are the different types of Fixed Deposit schemes?

  1. Standard fixed deposit scheme

    Almost every bank offers standard fixed deposit schemes to their customers.  When you are investing in this scheme, you have to lock the money over a fixed period ranging from 7 days to 10 years. The best part about the standard fixed deposit is that the interest rates are higher than the interest earned on money deposited in the normal savings account. The interest rate offered in a standard fixed deposit scheme varies from one financial institution to another.

    There are mainly two types of standard fixed deposit schemes:

    • Cumulative scheme

      In a cumulative fixed deposit scheme, the interest is payable on maturity. The interest is compounded yearly, quarterly, and annually.

    • Non-cumulative scheme

      Here, the interest is credited to your account quarterly, monthly, or annually. One also needs to understand that if you choose the non-cumulative option, the interest earned is taxable.

  2. Tax-saving fixed deposit scheme:

    The tax-saving fixed deposit is the best-secured FD schemefor claiming tax-exemptions under Section 80C of the Income Tax Act. The tax-saving fixed deposit comes with a fixed lock-in period of 5 years. By investing in this fixed deposit scheme, one can get an annual tax exemption of Rs 1.5 Lakh. The interest rate offered in tax-saver FDs at present varies between 5 to 6%.

    Here are the key benefits of tax-saving FDS

    • The tax exemptions under this FD scheme are listed in Section 80C of the Income Tax Act, 1961.
    • Withdrawals are allowed only after the end of the maturity period, i.e., five years.
    • Tax-saving fixed deposits come with the option of a joint account.
    • Most of the banks and financial institutions offer a 0.50% hike to the senior citizens
    • In the case of a joint account, only the primary holders are eligible to claim tax exemptions.
  3. Senior citizen fixed deposit scheme

    The senior citizen fixed deposit scheme is a term plan that comes with special interest rates. The interest rate offered in this scheme is 0.50% higher. If you are above 60 years, you can choose a senior citizen fixed deposit scheme. It comes with the feature of a regular pay-out option where you can earn a reliable and steady income to cope with your daily financial requirements easily. During financial emergencies, a senior citizen can also avail of a loan against the Senior Citizen Saving Scheme (SCSS). The interest rate offered in SCSS varies from 5.50% to 6.50% at a maximum for a tenure up to 5 years.

    Benefits of getting FDs for senior citizens

    • There are special interest rates offered in this scheme. It tends to be higher and generates profitable earnings on the investment made
    • The easiest way for senior citizens to double their money, as all the banks and financial institutions offer the best FD rates for senior citizens.
    • The SCSS scheme is a tax-saver FDS where one can claim tax exemption under Section 80C of the Income Tax Act of India.
    • Regular pay-out option offers more peace and financial security in the retirement years. There are different pay-out options where the interest is being paid out either half-yearly, yearly, monthly, etc.
    • The regular interest pay-out option can be a boon for retired people because it acts as a source of supplementary income.
  4. Fixed deposits for NRIs and NREs

    If you are a non-resident Indian and looking for the right fixed deposit scheme, there are mainly two types of deposits

    • NRE fixed deposit

      It is an ideal option for individuals earning in foreign currencies and want to convert the same in rupee. One of the major highlights of the NRE FD account is the interest earned under this scheme is tax-free. The return could be changed only in the currency fluctuation scenario.

    • NRO fixed deposit

      The interest earned on the NRO fixed deposit is taxable, but the principal amount enjoys repatriation up to a certain set limit. Under this scheme, an investor can make a deposit only either in Indian currency or foreign currency. If you are residing abroad, earnings are generated from India, choose to go with the NRO fixed deposit scheme.

  5. Corporate fixed deposits

    Company fixed deposits are a popular choice for investors. The interest rate offered in this type of fixed deposit is higher than that offered by banks and NBFCs. With the higher interest rate, the risk is also higher. Always invest after going through ICRA credit ratings fixed deposits. It helps in determining the risk percentage of investing in any of the corporate fixed deposits.

    Here are the steps to choose the best saving schemes

    • Interest rate: It is one of the most crucial factors to help you find the right fixed deposit scheme. Always compare the interest rates offered by various banks, NBFCs, and corporates.
    • Credibility: Apart from considering interest rates, it is also important to check the market positions of the FD provider. Don’t consider only interest rate as a factor to make the decision. Always choose the A-rated FD scheme of a company, bank or NBFCs
    • Tenure: After considering the above two factors, check the lock-in period and ensure that it matches your lock-in period requirement.
    • Interest pay-out option: There are wide options for getting interest pay-out options. It is a must to check the interest-pay-out procedure of each FD investment scheme.

Bottom line

If you still have any queries or concerns about how FDs work, features, eligibility criteria, or interest rates, check Shriram City Union Finance Limited. We are one of the top fixed deposit providers. Here the deposit scheme works as a contract between you and Shri Ram City. When it comes to offering the best and most secured FD schemes, we have trust in the Indian financial market spanning 45 years. Check out our FD interest rates of 2021.

TRENDING ARTICLES

Are Loans Available for Used Two-Wheelers?

  • Feb 23 2021
  • |
  • Two Wheeler Loans

Get Bike Loan With Zero Down Payment

  • Feb 25 2021
  • |
  • Two Wheeler Loans

Monthly Interest for Rs.1 Lakh Fixed Deposit

  • Sep 19 2020
  • |
  • Fixed Deposit

Risks involved in Fixed Deposits

  • Sep 13 2020
  • |
  • Fixed Deposit

How to Apply NOC for Two Wheeler

  • Jul 24 2021
  • |
  • Two Wheeler Loans

Business Loan:- Five problems, One solution

  • Feb 10 2022
  • |
  • Business Loans

Gold Loan: - Five Problems, One Solution

  • Feb 08 2022
  • |
  • Gold Loan

Gold Loan: Expectations Vs. Reality

  • Feb 08 2022
  • |
  • Gold Loan

Business loans: Expectation vs Reality

  • Feb 09 2022
  • |
  • Business Loans

Why It's Easier to Succeed With business Loan Than You Might Think?

  • Feb 09 2022
  • |
  • Business Loans

How to Explain Fixed Deposits to Millennials?

  • Feb 07 2022
  • |
  • Fixed Deposit

FD Interest Rates on the Rise: Are they Good or Bad? A blog about FD interest rates

  • Sep 04 2021
  • |
  • Fixed Deposit

Between Fixed and Floating Interest Rate Which is Better?

  • Jun 29 2021
  • |
  • Business Loans

How can I improve my CIBIL score in order to get a business loan?

  • Jun 28 2021
  • |
  • Business Loans

Interest Free Gold Loan

  • Mar 25 2021
  • |
  • Gold Loan

All you need to know about NBFC fixed deposits

  • Jun 09 2021
  • |
  • Fixed Deposit

How to Get instant loans for business?

  • Jun 25 2021
  • |
  • Business Loans

Tips to Get Lowest Interest Rate on Two-Wheeler Loan

  • Jul 26 2021
  • |
  • Two Wheeler Loans

Instant Gold Loan: Get Loan Against Loan Online

  • May 06 2021
  • |
  • Gold Loan

Foreclosure Charges: How to Avoid Pre Closure Charges?

  • Mar 27 2021
  • |
  • Business Loans

What are the documents required for gold loan

  • Apr 29 2021
  • |
  • Gold Loan

How to save the interest amount on a business loan?

  • Jun 21 2021
  • |
  • Business Loans

TDS on FD Interest in India

  • Nov 18 2020
  • |
  • Fixed Deposit

Everything you need to know about Fixed Deposits in India

  • May 04 2021
  • |
  • Fixed Deposit

Gold Loan Eligibility – Everything You Need to Know

  • Apr 27 2021
  • |
  • Gold Loan

How to Apply for Gold Loan and it's Benefits

  • Apr 27 2021
  • |
  • Gold Loan

Are there any extra charges for a business loan besides GST and interest

  • Jun 26 2021
  • |
  • Business Loans

Avail Lowest Interest Rate On Gold Loan

  • Apr 20 2021
  • |
  • Gold Loan

Will Gold Loan Affect Cibil Score

  • May 13 2021
  • |
  • Gold Loan

5 Best Ways to Save Money: The top ways to save money in India

  • Jun 14 2021
  • |
  • Fixed Deposit

Benefits of Investing in a Fixed Deposit

  • Jul 07 2020
  • |
  • Fixed Deposit

All About Agriculture Gold Loan Interest Rate

  • Apr 21 2021
  • |
  • Gold Loan

How to get best loan against gold scheme offered in India

  • May 07 2021
  • |
  • Gold Loan

Cibil Score for Bike Loan

  • Feb 25 2021
  • |
  • Two Wheeler Loans

Learn How EMI Overdue Charges are Calculated

  • Apr 14 2021
  • |
  • Two Wheeler Loans

How to Select the Most Effective Fixed Deposit Scheme

  • May 03 2021
  • |
  • Fixed Deposit

Two Wheller Loan: Fixed vs Floating Rate of Interest

  • Feb 23 2021
  • |
  • Two Wheeler Loans

Loans and Disbursement Charges: The Complete Guide

  • Apr 26 2021
  • |
  • Business Loans

How to Avail Small Business Loan Terms Online

  • Jun 26 2021
  • |
  • Business Loans

What is the Maximum and Minimum Gold Loan Limit in India?

  • May 17 2021
  • |
  • Gold Loan

Is there any extra interest in FD renewal?

  • Jul 09 2021
  • |
  • Fixed Deposit

Are you Looking to Settle your Gold Loan? Here are Four Ways to Ace it

  • Apr 30 2021
  • |
  • Gold Loan

Can You Get a Gold Loan When You Can’t Produce a Bill of Jewellery?

  • Apr 22 2021
  • |
  • Gold Loan

Current Fixed Deposit Interest Rates - 2021

  • Oct 25 2021
  • |
  • Fixed Deposit

How Are NBFCs Keeping up with the Gold Demand Surge?

  • Dec 10 2021
  • |
  • Gold Loan

Calculating Yield Rates from Fixed Deposits

  • Oct 23 2021
  • |
  • Fixed Deposit

गोल्ड लोन क्या है और यह कैसे काम करता है?

  • Oct 31 2020
  • |
  • Gold Loan

Gold Loan: What is it and How Does it Work?

  • Sep 10 2020
  • |
  • Gold Loan

What are the differences between two wheeler loan vs personal loan?

  • Jul 27 2021
  • |
  • Two Wheeler Loans

Bike Loan for Students

  • Feb 26 2021
  • |
  • Two Wheeler Loans

Is It Possible to Apply For a Business Loan in India as a Sole Proprietor?

  • Jun 24 2021
  • |
  • Business Loans

How to Choose an Optimal Business Loan for You

  • Dec 08 2021
  • |
  • Business Loans

Can I release a part of my Gold?

  • May 12 2021
  • |
  • Gold Loan

Advantages of Bike Loan Over Cash Payment

  • Jul 31 2021
  • |
  • Two Wheeler Loans

How AI Helps Lenders Assess Loan Seekers With No Credit Score?

  • Aug 26 2021
  • |
  • Loans

சிறந்த முதலீட்டு தேர்வாக ஏன் ஸ்ரீராம் சிட்டி யூனியன்...

  • Oct 22 2020
  • |
  • Fixed Deposit

శ్రీరామ్ సిటీ యూనియన్ ఫైనాన్స్ ఫిక్స్‌డ్ డిపాజిట్ మాత్రమే ఎందుకు...

  • Oct 23 2020
  • |
  • Fixed Deposit

The Benefits of a Business Loan and How It Will Help You to Grow Your Business

  • Jun 17 2021
  • |
  • Business Loans

Why Shriram City Union Finance Fixed Deposit is the Best Investment Option

  • Jul 09 2020
  • |
  • Fixed Deposit

Know why Shriram City has easy online loans for electric bikes

  • Jan 24 2022
  • |
  • Two Wheeler Loans

Why Shriram City Union Finance Fixed Deposits Should Be Your Preferred Investment Option

  • Sep 04 2021
  • |
  • Fixed Deposit

Smart Ways You Can Use Gold to Fund Your Startup: Gold to fund a business

  • Jun 16 2021
  • |
  • Gold Loan

Fixed Deposit – Why it is a better investment option for beginners

  • Jun 07 2021
  • |
  • Fixed Deposit

Best Investment Option in India

  • Jun 15 2021
  • |
  • Fixed Deposit

Tips to a debt-free life: A blog on how to get rid of debts in life.

  • Sep 09 2021
  • |
  • Loans

GST on Gold Loan Interest

  • Apr 12 2021
  • |
  • Gold Loan

Flexible Payment Options For Gold Loan Scheme

  • May 10 2021
  • |
  • Gold Loan

Growth of Fixed Deposits: Calculating Maturity Amount for Withdrawal

  • Oct 23 2021
  • |
  • Fixed Deposit

How different is it to avail investment banking facilities from a non-banking firm?

  • May 14 2021
  • |
  • Business Loans

Best Bike Loan Scheme by Shriram City

  • May 17 2021
  • |
  • Two Wheeler Loans

How To Avoid Tax Penalties In Your Fixed Deposit Withdrawal Cycle

  • Oct 22 2021
  • |
  • Fixed Deposit

Bike Loan on Fixed vs Floating interest Rate

  • Mar 26 2021
  • |
  • Two Wheeler Loans

Gold Loan Eligibility for NRI

  • May 22 2021
  • |
  • Gold Loan

Fixed Deposit VS Unit Linked Insurance Plans (ULIP) Where to Invest?

  • Jul 02 2021
  • |
  • Fixed Deposit

Difference Between Compound Interest and Simple Interest

  • Sep 22 2020
  • |
  • Fixed Deposit

Integration of the Use of AI in Finance

  • Aug 18 2021
  • |
  • Loans

Are the Interest Rates the Same Whether You Choose the Cumulative or Non-Cumulative Option?

  • Jul 08 2021
  • |
  • Fixed Deposit

How Can Fixed Deposits Help you Save and Enjoy at the Same Time?

  • Apr 28 2021
  • |
  • Fixed Deposit

Type of Fixed deposits you should buy before you retire

  • Jan 25 2022
  • |
  • Fixed Deposit

How to Buy Gold Loans on a Low Budget

  • Jan 21 2022
  • |
  • Gold Loan

Does Shriram City provide an EMI calculator?

  • May 13 2021
  • |
  • Business Loans

How to keep your FD money safe through the best investment ideas

  • Sep 07 2021
  • |
  • Fixed Deposit

Savings Account vs Fixed Deposit

  • Jun 07 2021
  • |
  • Fixed Deposit

Choose Your SME Loan As Per Your Requirement

  • Oct 26 2021
  • |
  • Business Loans

What should I do if I lose or misplace my FD certificate/receipt and require a duplicate?

  • Jul 02 2021
  • |
  • Fixed Deposit

How to Plan and Save for a Baby: A blog on how to save for a baby's future

  • Sep 07 2021
  • |
  • Fixed Deposit

Is it possible for a minor to open an RD in Shriram City?

  • Jul 23 2021
  • |
  • Recurring Deposit

NBFC vs Bank: What makes NBFC better than banks

  • May 24 2021
  • |
  • Two Wheeler Loans

How are Fixed Deposits beneficial for Trust and Foundations

  • Dec 01 2021
  • |
  • Fixed Deposit

What is the procedure of withdrawing FD before it matures?

  • Jul 03 2021
  • |
  • Fixed Deposit

Effects of Delaying Two Wheeler Loan Emi Payment and Ways to Avoid Emi Overdue

  • Feb 24 2021
  • |
  • Two Wheeler Loans

What happens to a fixed deposit if the depositor passes away?

  • Jul 03 2021
  • |
  • Fixed Deposit

Bike bought on loan but want to return

  • May 05 2021
  • |
  • Two Wheeler Loans

How do Loan Approvals Work for Two Wheelers?

  • Oct 21 2021
  • |
  • Two Wheeler Loans

What is an MSME/SME loans and its uses?

  • Jun 25 2021
  • |
  • Business Loans

What Are the Factors That Affect Bike Loan Interest Rates?

  • Aug 03 2021
  • |
  • Two Wheeler Loans

What Are the Different Types of Business Loans Offered by Shriram City?

  • Jun 28 2021
  • |
  • Business Loans

What is your money worth: A blog about understanding FDs and how you can make the most of them

  • Sep 03 2021
  • |
  • Fixed Deposit

What Is a Business Loan and Why You Should Avail It

  • Apr 26 2021
  • |
  • Business Loans

What is the minimum down payment for a two wheeler loan

  • Nov 29 2021
  • |
  • Two Wheeler Loans

Financial Tips for New Drivers: A Blog About the Financial Tips You Should Consider Because You are a New Driver

  • Sep 09 2021
  • |
  • Fixed Deposit

What Are the Eligibility Criteria For a Gold Loan?

  • Apr 27 2021
  • |
  • Gold Loan

What is the Quality of Gold That is accepted for Gold Loan Collateral?

  • Apr 22 2021
  • |
  • Gold Loan

Gold Appraisal: What Does it Mean?

  • Apr 28 2021
  • |
  • Gold Loan

What are the Charges for Withdrawing RD Before the Maturity Rate?

  • Jul 28 2021
  • |
  • Recurring Deposit

MSME Loans & Its Importance

  • Aug 25 2020
  • |
  • Business Loans

What Happens When You Fail to Pay an EMI

  • May 20 2021
  • |
  • Two Wheeler Loans

What Should Be Your CIBIL Score Before You Apply For A Micro Loan Online?

  • Dec 10 2021
  • |
  • Business Loans

Haven’t Renewed or Withdrawn your Fixed Deposit: Here’s what can happen to it

  • Jun 08 2021
  • |
  • Fixed Deposit

What role does collateral play in SME Loans?

  • Oct 26 2021
  • |
  • Business Loans

Fixed Deposit: What is no one talking about?

  • Feb 03 2022
  • |
  • Fixed Deposit

What are the Opportunities for AI in the Financial Sector?

  • Aug 17 2021
  • |
  • Loans

What kind of businesses are eligible for a Shriram City business loan?

  • Jun 24 2021
  • |
  • Business Loans

What makes Shriram City Union Finance better than other banks in India

  • Sep 06 2021
  • |
  • Fixed Deposit

What is the Importance of a Fixed Deposit on Your Financial Portfolio?

  • Oct 23 2021
  • |
  • Fixed Deposit

Get Instant Loan Against Gold in India

  • Apr 28 2021
  • |
  • Gold Loan

What are the Alternatives for a Business Loan?

  • Jun 16 2021
  • |
  • Business Loans

How can students save money every month and get the highest return?

  • Dec 09 2021
  • |
  • Recurring Deposit

Shriram City: One stop solution for the needs of MSMEs

  • Jun 18 2021
  • |
  • Business Loans

The 5 Biggest Mistakes to Avoid When Getting a Business Loan

  • Jun 17 2021
  • |
  • Business Loans

Does Shriram City Offers Foreclosure of Business Loans?

  • Jul 22 2021
  • |
  • Business Loans

Bank Fixed Deposit or Non-Bank fixed deposit? Here is a Comparative Study to Help You Decide

  • Jun 09 2021
  • |
  • Fixed Deposit

Why Fixed Deposits - An ideal Investment Option for Beginners

  • May 19 2021
  • |
  • Fixed Deposit

Simple Bike Financing with Zero Down Payment

  • Dec 03 2021
  • |
  • Gold Loan,Loans

How Do Fixed Deposits Promote Senior Citizen Welfare

  • Nov 27 2021
  • |
  • Fixed Deposit

How to get quick and easy business loans under difficult circumstances

  • Jun 10 2021
  • |
  • Business Loans

How to Explore Funding with Gold Loan Schemes

  • Dec 08 2021
  • |
  • Gold Loan

Why Gold Loan is Better than Personal Loan?

  • Jun 26 2020
  • |
  • Gold Loan

Easy ways to repay the Loan against Jewellery

  • May 12 2021
  • |
  • Gold Loan

Is it possible to increase the credit limit on a business loan?

  • Jun 30 2021
  • |
  • Business Loans

Best Fixed Deposit Schemes in India

  • Sep 06 2021
  • |
  • Fixed Deposit

Your One-stop Guide on Delay or Defaulting on Loan EMIs

  • Apr 02 2021
  • |
  • Two Wheeler Loans

The Gold Loan Disbursal Process Explained

  • May 05 2021
  • |
  • Gold Loan

Is a Guarantor or Introducer Necessary for Availing a Gold Loan?

  • Apr 13 2021
  • |
  • Gold Loan

Choosing the Right NBFC for Your FD: A blog discussing how to choose the best NBFC's for FD

  • Sep 08 2021
  • |
  • Fixed Deposit

Why is a Fixed Deposit the Desired Form of Investment for Traditional Indians?

  • Oct 20 2021
  • |
  • Fixed Deposit

How is new technology helping NBFCs evolve?

  • Aug 18 2021
  • |
  • Loans

Fixed Deposit – Five Problems, One Solution

  • Feb 01 2022
  • |
  • Fixed Deposit

Fixed Investment: Safe and Secure investment strategy

  • May 03 2021
  • |
  • Fixed Deposit

Reasons and Benefits of Owning a Two Wheeler in City

  • Jul 28 2021
  • |
  • Two Wheeler Loans

Is a PAN card mandatory for a gold loan

  • May 05 2021
  • |
  • Gold Loan

Why Is a Good CIBIL Score Vital For Achieving Business Goals?

  • Aug 02 2021
  • |
  • Business Loans

Financial Advantages of Obtaining a Loan against Gold

  • Dec 02 2021
  • |
  • Gold Loan

Which Fixed-Income Investment Is Best for You Is Determined by Your Time Scale

  • Jan 25 2022
  • |
  • Fixed Deposit

How You Can Pick The Best Business Loan

  • May 14 2021
  • |
  • Business Loans

Two Wheeler Loan Repayment Plans and Options

  • Feb 26 2021
  • |
  • Two Wheeler Loans

Most Relevant Senior Citizen FD Rates and Schemes

  • Nov 30 2021
  • |
  • Fixed Deposit

How to Save Money on your Budget | How to Build Financial Capital in a Small Town

  • Sep 09 2021
  • |
  • Fixed Deposit

Get a fixed deposit with Shriram City & boost your savings today

  • May 07 2021
  • |
  • Fixed Deposit

How to get Instant approvals on Bike Loan

  • Dec 03 2021
  • |
  • Loans

Overcome these common challenges while applying for a business loan online

  • Dec 07 2021
  • |
  • Business Loans

How To Get More Results out of Your SME Loan?

  • Jan 24 2022
  • |
  • Business Loans

How Does An SME Loan Help In Business Growth And Expansion

  • Oct 25 2021
  • |
  • Business Loans

How to Optimise Your Investments in Fixed Deposits

  • Dec 02 2021
  • |
  • Fixed Deposit

How to refinance your loan and get better rates for your gold loan

  • Jun 16 2021
  • |
  • Gold Loan

How to Frequently Monitor and Evaluate Your Investments

  • Jun 11 2021
  • |
  • Fixed Deposit

AI Resolution In Lending: Hype Or Reality?

  • Aug 17 2021
  • |
  • Two Wheeler Loans

How to Fulfill your Dreams of Success with Business Loan

  • Jun 23 2021
  • |
  • Business Loans

The Only Guide You Need To Getting A Loan Against Gold Jewellery

  • Dec 04 2021
  • |
  • Gold Loan

Gold Loan: The Golden Solution

  • Feb 01 2022
  • |
  • Gold Loan

Invest in Fixed Deposits: Safest and Secure way to get higher returns

  • May 04 2021
  • |
  • Fixed Deposit

What are the various modes of payment that I can use to invest in Shriram City?

  • Jun 29 2021
  • |
  • Fixed Deposit

Myths vs Facts about taking a gold loan

  • Sep 03 2020
  • |
  • Gold Loan

Is It Possible For a Single Customer in Shriram City to Invest in Both FDs and RDs From the Same Account?

  • Jul 21 2021
  • |
  • Recurring Deposit

Bike Buying Guide: Factors to Consider While Buying Bike

  • Feb 27 2021
  • |
  • Two Wheeler Loans

Extensive Guide for Choosing a Fixed Deposit with the Best Interest Rates

  • Nov 27 2021
  • |
  • Fixed Deposit

Recent trends in Gold loan

  • Feb 03 2022
  • |
  • Gold Loan

Keep These Things In Mind Before Apply For A Two Wheeler Insurance Loan

  • Oct 20 2021
  • |
  • Two Wheeler Loans

Fixed Deposit—Expectation vs Reality

  • Feb 02 2022
  • |
  • Fixed Deposit

How Does My Personal Credit Affect My SME Loan?

  • Oct 19 2021
  • |
  • Business Loans

How can Investments in Fixed Deposits Help for Retirement?

  • Oct 21 2021
  • |
  • Fixed Deposit

Benefits of Taking Loan for Two Wheeler

  • May 22 2021
  • |
  • Two Wheeler Loans

Some Common Myths around Business Loans

  • Jun 18 2021
  • |
  • Business Loans

Important Things to Keep in Mind While Applying for a Gold Loan

  • Dec 06 2021
  • |
  • Gold Loan

Best Gold Loan Tips You Will Read This Year

  • Jan 21 2022
  • |
  • Gold Loan

Important Criteria to be Aware of Before Applying for a Business Loan

  • Dec 08 2021
  • |
  • Business Loans

How to Strategise a Guaranteed Income Plan for Financial Safety Net to Secure Future?

  • Jun 08 2021
  • |
  • Fixed Deposit

Why are SME Loans Crucial for Your Company's Growth?

  • Jan 20 2022
  • |
  • Business Loans

How to choose the right business loan: How to analyze and compare different business loan products

  • Jun 21 2021
  • |
  • Business Loans

Two Wheeler Loan Maximum Tenure

  • May 23 2022
  • |
  • Two Wheeler Loans

How to choose your business loan online based on interest rates

  • Dec 07 2021
  • |
  • Business Loans

Is investing in Corporate FDs a good option to build your corpus?

  • Nov 25 2021
  • |
  • Fixed Deposit

Can We Transfer Gold loan from One Lender to Other

  • May 23 2022
  • |
  • Gold Loan

Two-wheeler loan: - five problems, one solution

  • Feb 11 2022
  • |
  • Two Wheeler Loans

Confusions Regarding Two Wheeler Loan That You Should Know

  • Feb 11 2022
  • |
  • Two Wheeler Loans

Two-Wheeler Loan Expectations Vs. Reality

  • Feb 10 2022
  • |
  • Two Wheeler Loans

Two-Wheeler Loans vs Car Loans

  • May 23 2022
  • |
  • Loans

11 Ways to Completely maximise your business with the help of Shriram city business Loan

  • Feb 02 2022
  • |
  • Business Loans

Eligibility for Two Wheeler Loan

  • Sep 11 2020
  • |
  • Two Wheeler Loans

Features and Benefits of Two Wheeler Loan

  • May 21 2021
  • |
  • Two Wheeler Loans

Understanding Principal And Tenure Of An SME Loan

  • Oct 19 2021
  • |
  • Business Loans

How To Allocate Funds Efficiently After Receiving an SME Loan?

  • Oct 20 2021
  • |
  • Business Loans

Two-wheeler Loan Interest Rates and GST Charges

  • Apr 03 2021
  • |
  • Two Wheeler Loans

Choosing the right Two Wheeler Loan based on interest rate

  • Dec 09 2021
  • |
  • Two Wheeler Loans

Market Trends & Developments of Two Wheeler Loan Segment in India

  • Jul 24 2021
  • |
  • Two Wheeler Loans

Commercial Vehicle loan for Bikes

  • Jul 27 2021
  • |
  • Two Wheeler Loans

NRI Loan: Apply for Two Wheeler Loan in India

  • May 21 2021
  • |
  • Two Wheeler Loans

How to Apply for Two Wheeler Loan Online

  • Sep 11 2020
  • |
  • Two Wheeler Loans

Two Wheeler Loan Repayment Tips

  • Jul 26 2021
  • |
  • Two Wheeler Loans

Comparing Other Investments methods to Fixed Deposits

  • Oct 22 2021
  • |
  • Fixed Deposit

Comparing Two Wheeler Loan Rates : Key Points to Consider

  • Oct 27 2021
  • |
  • Two Wheeler Loans

Important points to consider before taking a Two Wheeler Loan

  • Oct 27 2021
  • |
  • Two Wheeler Loans

Is a Two-Wheeler Loan Eligible for Tax Redemption?

  • Apr 21 2021
  • |
  • Two Wheeler Loans

Two Wheeler Loan: Complete Details on Eligibility Criteria

  • Feb 23 2021
  • |
  • Two Wheeler Loans

10 Things To Know About Two Wheeler Loans Post Pandemic

  • Jan 20 2022
  • |
  • Two Wheeler Loans

Your two-wheeler loan options are endless with Shriram Finance

  • Feb 24 2021
  • |
  • Two Wheeler Loans

Two Wheeler Loan Processing Fees and Other Charges

  • Apr 08 2021
  • |
  • Two Wheeler Loans

Benefits of Availing Two Wheeler loan with Shriramcity

  • Sep 08 2021
  • |
  • Two Wheeler Loans

How Does Business Loan Work

  • May 23 2022
  • |
  • Loans

Gold Loan Vs Credit Card

  • May 23 2022
  • |
  • Gold Loan

Bonds vs Fixed Deposit

  • May 23 2022
  • |
  • Fixed Deposit

Apply for Two wheeler Top Up Loan

  • Jul 26 2021
  • |
  • Two Wheeler Loans

Interest Rate Charged on a Two Wheeler Loan

  • Mar 29 2021
  • |
  • Two Wheeler Loans

Two Wheeler Loan: Know all about Two Wheeler Loan

  • Aug 24 2020
  • |
  • Two Wheeler Loans

The Smoothest Way to Apply for Two-Wheeler Loans

  • Oct 27 2021
  • |
  • Two Wheeler Loans

10 Reasons As To Why You Should Take A Two Wheeler Loan

  • Feb 07 2022
  • |
  • Two Wheeler Loans

How To Evaluate Interest Rates And EMIs For Two Wheeler Loans

  • Oct 26 2021
  • |
  • Two Wheeler Loans

How can Students Apply for Two-Wheeler Loans in India?

  • Dec 01 2021
  • |
  • Two Wheeler Loans

Tax Indemnity for Two Wheeler Loans

  • Oct 19 2021
  • |
  • Two Wheeler Loans

Loan For Women Entrepreneurs

  • May 23 2022
  • |
  • Loans

Advantages and Disadvantages of Recurring Deposit Account

  • May 23 2022
  • |
  • Recurring Deposit

Is there any TDS on Recurring Deposits?

  • Jul 30 2021
  • |
  • Recurring Deposit

Are recurring deposits covered by insurance?

  • Jul 15 2021
  • |
  • Recurring Deposit

Premature Withdrawal of Recurring Deposit

  • May 23 2022
  • |
  • Recurring Deposit

What is the Recurring Deposit Scheme offered by Shriram City?

  • Jul 19 2021
  • |
  • Recurring Deposit

What are the Various Installment Frequencies and Payment Methods available for Recurring deposits(RD)?

  • Jul 30 2021
  • |
  • Recurring Deposit

What are the most attractive features of the Shriram City Recurring Deposit?

  • Jul 16 2021
  • |
  • Recurring Deposit

Is it possible to set up a recurring deposit online?

  • Jul 30 2021
  • |
  • Recurring Deposit

Who Should Consider Investing in a Recurring Deposit?

  • Jul 20 2021
  • |
  • Recurring Deposit

What makes a fixed deposit different from a recurring deposit

  • Jul 08 2021
  • |
  • Recurring Deposit

How flexi recurring deposit offers complete flexibility

  • Nov 30 2021
  • |
  • Recurring Deposit

What is the Difference Between Fixed Deposit and Recurring Deposit?

  • Dec 09 2021
  • |
  • Fixed Deposit

Recurring Deposit : Expectations vs. Reality

  • Feb 05 2022
  • |
  • Recurring Deposit

10 Things Your Kids Don't Know About Recurring Deposits

  • Jan 21 2022
  • |
  • Recurring Deposit

What are the risks of putting money into a Recurring Deposit?

  • Jul 15 2021
  • |
  • Recurring Deposit

What is the minimum and maximum investment amount for Shriram City Recurring Deposit?

  • Jul 16 2021
  • |
  • Recurring Deposit

Get started with minimum investment on recurring deposit

  • Nov 29 2021
  • |
  • Recurring Deposit

Tips for Students and Professionals on Recurring Deposits

  • Dec 10 2021
  • |
  • Recurring Deposit

7 Up-and-Coming Trends About Recurring Deposit

  • Feb 04 2022
  • |
  • Recurring Deposit

Why You Should invest More Time on Recurring Deposit

  • Feb 05 2022
  • |
  • Recurring Deposit

Why should I invest in Shriram City's recurring deposit?

  • Jul 19 2021
  • |
  • Recurring Deposit

Why‌ ‌are Recurring‌ ‌Deposits‌ ‌helpful‌ ‌to‌ ‌small‌ ‌businesses?‌

  • Jan 24 2022
  • |
  • Recurring Deposit

Recurring Deposit : - Five problems, one solution

  • Feb 04 2022
  • |
  • Recurring Deposit

12 Things You Must Know About Senior Citizen Fixed Deposit Scheme in India

  • Jul 12 2020
  • |
  • Fixed Deposit

सीनियर सिटीजन के लिए फायदेमंद है एफडी, बिना जोखिम मिलता है हाई रिटर्न

  • Oct 21 2020
  • |
  • Fixed Deposit

Loan against FD

  • May 23 2022
  • |
  • Fixed Deposit