Two Wheeler Loan: Apply Bike Loan Online - Shriram City
Twowheeler with man

Buying a Two-wheeler of your choice with the help of Shriram City Two-Wheeler loan in a quick and hassle-free manner has made us as India’s largest Two-wheeler financier. We specialize in providing tailor-made Two-Wheeler financing solutions to fulfil your dreams. At Shriram City, we provide up to 100%* financing of the On-Road price of the bike of your choice. We have a nationwide presence in Scooter and Motorcycle showrooms as their preferred financing partner. Our company executives are available with dedication, who work hard to make your two-wheeler dream come true.

Why should you Avail Two Wheeler Loan?

Shriram City Union Finance offers many features and benefits that will suit all your financing requirements and help you purchase your dream two-wheeler.

Loan Amount

Shriram City provides up to 100%* financing on the on-road price of the bike of your choice

money rotation
Quick disbursal

Shriram City offers the fastest Two Wheeler loan in India with the disbursal of the loan amount in just 24 hours after your loan gets approved.

money in hand
Ease of applying

All you need to do is fill-up the application form and get your loan approval process started.

Minimal documentation

It involves a quick, easy and minimum documentation process.

Fulfil Your Need

You can get up to 100%* financing for your vehicle of choice.

location with branches
Multiple Branches

Shriram City Union Finance is available in more than 900+ branches nationwide.

Calculator with Percentage
Competitive interest rates

With interest starting from 12% p.a., Shriram City offers competitive interest rates in the Two-Wheeler financing market.

Mobile access
Online access

From the time your loan application is approved, you can check all your transaction online on the Shriram City’s customer portal.

Eligibility Requirements for Two-Wheeler Loan


The minimum age for applying the two-wheeler loan is 21 years.


The maximum age is 59 at the time of the loan maturity.


Both the salaried as well as the self-employed people can apply for the loan.

purse with money

The minimum work experience for a salaried applicant is one year with a minimum salary as low as Rs. 12,000/ per month.

add user

In the case of a self-employed, the applicant must be in the same business for at least two years.


The applicant must be living in the same address for at least one year.

money in hand

The applicant should also declare their existing loan commitments.

rules notes

There should not be any check bounces in the last 12 months of the bank statement.

Documents Required for Two Wheeler Loan

  • Aadhaar Card is mandatory
Identity Proof
(Any one of the following)
  • Passport
  • Driving License
  • Voter ID Card
  • PAN Card
Address Proof
(Any one of the following)
  • Passport
  • Driving License
  • Gas Bill with Gas book
Other requirements
(Any one of the following)
  • Recent Passport size colour photographs
  • Income Proof Documents
  • Bank Statement for the last six months
  • One cancelled Cheque and ACH form for Electronic Clearing Mandate
  • Duly endorsed Vehicle Registration Certificate on receipt for New Vehicles

Any other document as advised by Shriram City Union Finance

Interest Rates - Charges and Schemes

  • Money in and out
  • Loan Processing Charges
  • Loan processing charges vary from state to state due to different state polices
  • documentation
  • Documentation Charges
  • Documentation charges vary from state to state due to different state polices
  • certificates
  • No Due Certificate / No Objection Certificate (NOC)
  • Nil
  • calendar with percentage
  • Loan Foreclosing Charges
  • Starting from 4%
  • settings
  • Stamp Duty
  • At actuals, as levied by respective State Govt.

How to Apply for Two Wheeler Loan in Shriram City

At Shriram City, applying for a two-wheeler loan is just a click away, Fill your online application form and get one step closer to your dream bike. Once you submit your online application form, our representatives will connect with you in a few mins. They will assist and guide you in the loan application process to fulfil your dream of owning a bike. Our quick and simple documentation process and assurance of quick loan disbursal will give the possession of your dream Two-Wheeler without any delay.

Two Wheeler Loan Calculator

Loan Amount
Interest Rate
Loan Tenure (Months)

Loan EMI


Total Interest Payable


Total Payment (Principal + Interest)


Apply Now

Frequently Asked Question About Two Wheeler Loan

How can I apply for the Shriram City two-wheeler loan?

To apply for Shriram City Two-Wheeler loan just Click Here and fill the details and click submit button. Thereafter our experienced team will assist you for an end to end loan application process.

Shriram City offers a flexible Two-Wheeler loan with a tenure starting from 12 months to 36 months.

Yes, if you have been doing business for more than two years, you are eligible for a two-wheeler loan from Shriram City at an attractive interest rate.

At the end of the loan tenure, your age should not exceed more than 59 years of age.

Shriram City offers a wide basket of two-wheeler financing solutions to all its customers. However, the available maximum limit for two-wheeler loan varies based on the customer’s eligibility.

A loan foreclosure means repaying the outstanding principal amount in one single payment instead of regular monthly EMIs.

Yes, you can foreclose your two-wheeler loan but only after paying 6 EMI's.

Yes! The foreclosing charges start from 4% depending upon the scheme you have opted.

Your EMI amount will be communicated to you once your loan amount is approved and it will also be mentioned on the loan agreement documents. However, you can also check your estimated EMI by using our online bike loan EMI calculator.

Your vehicle is hypothecated to Shriram City and it serves as the security during the tenure of the loan. There is no need to provide any additional security.

Yes, you can avail a loan at any credit score but subject to loan application assessment and branch credit approval. However, it is advisable to maintain a healthy credit score.

Currently, the EMI due date is fixed for all customers.

Related Article